Our Investment Policy

We see ourselves at Lewis Chambers as Risk Managers more than Performance Managers. We want to give clients access to the superior performance potential of the investment markets, but more important is to make sure we manage the risk of every client’s portfolio. Every client must have investments that clearly match their attitude to risk - investments that they are comfortable with.

Long Term Strategies

Our Lewis Chambers Core Portfolios have been put together using in-depth analysis and a long-term strategic view. Our Investment Portfolio Committee discusses and assesses asset allocation and fund selection at quarterly meetings.

We have developed six core portfolios using a variety of investment funds which aim to capture the performance of their respective asset classes but with low portfolio turnover and cost.

Keeping Cost Down

We select our funds based on a variety of factors. One of the key factors is cost. Cost has a drag on performance, and reducing cost improves performance especially over the long term.

In our opinion there is a lack of transparency in the fund management industry in showing what charges apply to portfolios. There are still many hidden costs not shown in an annual management charge. We aim to minimise our clients’ exposure to hidden costs through investment in efficiently run funds.

Research

We perform due diligence on fund managers and only select those with whom we are comfortable with their financial security and their investment processes. Other factors which are taken into consideration include: fund charges, ongoing administration and technical support from the fund manager, performance, volatility, and availability on our chosen products and platforms.

Ongoing Monitoring

The funds in our portfolios are regularly reassessed by our Investment Policy Committee to make sure they continue to fulfil the role they were chosen for in the portfolios, and we also continually search the market to assess if other funds have become more suitable.

After the implementation of an investment our role as the adviser becomes more one of supervision, monitoring and disciplinarian. A key advisory task is to ensure the portfolio is rebalanced in accordance with its target asset allocation on a periodic basis.

  • Independent financial advice
  • Highly qualified advisers
  • Each client treated individually
  • Helping you make informed decisions